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This article is about the recent decision of Ward CJ in Eq of the Supreme Court of New South Wales in Psyche Holdings Pty Limited [2018] NSWSC 1254.

In that case the secured creditor lodged a registration on the PPSR and later became aware of a defect in that registration. However, the secured creditor took no steps to amend the registration because they did not understand the significance of that defect and its impact on the enforceability of their security interest.

As a result, the secured creditor had to apply to the court for an extension of time (of 5 years!) in or to fix their mistake.

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